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Leave Counseling: Once you graduate, stop attending or are no longer enrolled in at least 6 credit hours, you will be required to complete Exit Counseling, even if you plan to transfer to another school or return to Ivy Tech Community College in a future semester. Exit Counseling explains your responsibilities for repayment of your Direct Loan and provides information on how to manage your student loans. To complete Exit Counseling, visit and click on the “Complete Exit Counseling” link.
Repayment: Since this is a loan, you must repay the funds you borrowed along with any interest or fees that may have accrued.
You can find numerous installment options. The quantity and length of your instalments is based on exactly how much your own borrowed and you can and that fees plan you choose. For details about the different fees agreements, head to .
To acquire a complete reputation for the federal mortgage credit and you will to track down your loan servicer (in case your loan(s) had been assigned to good servicer), get on this new Federal Education loan Investigation Program (NSLDS) at nslds
As soon as your loan is actually fees, it will be allotted to financing servicer. You might be notified that is maintenance the loan(s) before you enter installment. ed.gov utilizing your FSA ID.
On the Lead Loan system, the fresh new You.S. Agencies out of Knowledge is the financial to suit your education loan. This new Lead Plus loan system is available to mothers off a good based undergraduate scholar that is entitled to school funding. Unlike this new Lead Finance for students, whether or not, moms and dads applying for a direct And Loan need to fulfill specific borrowing from the bank conditions.
- The college student need over a totally free Application for Federal Student Services (FAFSA) during the that have Ivy Tech Area University noted among the college options (university password: 009917). For people who and/or pupil have to complete some other records, men and women might also want to be reviewed by the Financial aid Office in advance of your loan qualification are going to be calculated.
- Sign up to having their FSA ID. Under “Get Assistance” lick into relationship to “Apply for a parent Together with Loan” and stick to the measures. Note: A credit check might possibly be did.
- Whether your borrowing is approved, attempt to over a master Promissory Mention (MPN). Be sure to complete the MPN on the “Moms and dad Including” financing choice.
- Your information will be sent to Ivy Tech Community College, where the School funding Place of work will determine the maximum amount you can borrow. The Financial Aid Office https://guaranteedinstallmentloans.com/payday-loans-ia/ will process your loan for the amount requested or the amount available, whichever is greater. Please note: if you selected the loan period for the entire academic year, your loan amount will be split in to half for fall semester and half for spring semester.
If your credit is not approved during the credit check process, you still have options if you wish to receive the Direct PLUS Loan. You will be notified of these options after the credit check is complete or you can contact your student’s campus School funding Office for information. If you are not able to obtain a Direct Parent PLUS Loan, your student may be eligible for additional Direct Unsubsidized Loan funds. The student should contact his/her campus Financial Aid Office for more information.
Credit Limitations: The amount a parent can borrow is based on the student’s enrollment, grade level and other financial aid received. Based on these factors, the Financial Aid Office will determine the maximum amount you can borrow.
You’ve got several servicers according to the loan background
Posting and you will Refunds: All federal student aid, including Direct PLUS Loans, must first be sent to Ivy Tech Community College to pay any outstanding tuition, fees or other applicable charges. If there are excess funds from the Direct PLUS Loan after all applicable charges have been paid, a refund will be generated. Visit for more information on the posting and refunding process.